OSAP and Financial Assistance

Canadian citizens and permanent residents may apply for government-sponsored financial assistance to help with tuition fees, books and living expenses during the academic year. The program for Ontario residents is known as the Ontario Student Assistance Program (OSAP).

The basic premise of OSAP is that the responsibility for funding a student’s education rests primarily with the student and his/her family. Inherent in this premise is the expectation that plans be in place to make adequate preparations to meet the student’s upcoming financial needs.

Ontario residents should apply online at ontario.ca/osap. The application will then be downloaded to the institution you plan to attend.

Out-of-province residents may make an application for financial assistance to the appropriate government department of their home province. The address can be obtained from the financial aid office at the university or college in their home area or from the Loyalist College Financial Aid Office at 613-969-1913, ext. 2425 or 2226.

Funding from OSAP is not available before the start of classes, so students are expected to pay deferral fees from their own resources.

For OSAP purposes, a student must maintain a minimum satisfactory scholastic standard (60 percent average per semester). Students that fail one semester will be placed on academic probation. A second failed semester could result in the denial of further OSAP funding.

OSAP – How to apply

For information about how to apply to OSAP for the 2019/20 academic year, please click here.

OSAP Express

The Ontario government introduced OSAP Express for full-time college and university students seeking help from the Ontario Student Assistance Program (OSAP). The streamlined process:

  • Requires a student to sign a loan agreement only once throughout their entire post-secondary studies
  • Speeds up the enrolment verification process and direct deposit options
  • Means no more line-ups to complete the process

Please note, receipt of OSAP funding may take up to two weeks after the start of classes. If you have any questions about the process or your file, please come to the Financial Aid Office in Room 2H1. 




Laura Russell
Financial Aid Office
613-969-1913, ext. 2425

Dawn Price
Financial Aid Office
613-969-1913, ext. 2226